Group Health Insurance and Employee Benefits
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At Joe Costa & Associates, Inc. we understand Group Health Insurance and Employee Benefits. As Independent Agents, we can shop your insurance among the various companies in your market. The strongest Health Insurance companies in the Northeast Georgia Area are Athens Area Health Plan Select, Blue Cross Blue Shield and United Health Care. In addition to these three companies, we are licensed with and constantly quote with: Aetna, Cigna, Consumer’s Life, Coventry, Humana and Trustmark/Starmark. We research all available insurance companies to ensure that we offer the best coverage for the best price to all of our clients.
Now more than ever it is important to stay current on the legislation, regulations and procedures that affect the coverages we offer. Joe Costa & Associates is dedicated to staying on top of these issues in order to keep our clients informed and create effective strategies to work within these changes. Please feel free to contact us with any questions you have regarding these changes.
Joe Costa & Associates can write health insurance for companies as small as two employees. It is possible for those two employees to be a married couple, provided both the husband and wife are active in the business. We also work with large multi-state companies. No matter what size business you have, JC&A has the knowledge and resources to provide excellent coverage for you and your employees.
As specialists in Group Health Insurance, we help companies structure their benefit program in ways that reduce cost. We effectively utilize Health Reimbursement Accounts, “management carve outs”, multiple corporations, Section 125 Cafeteria Plans, Flexible Spending Plans and Health Savings Accounts as creative solutions to lower health insurance costs while maintaining excellent benefits.
As part of our continued service, we personally meet with all of your employees to explain your benefit package and complete all enrollment forms. Beyond the initial group set up, we will continue to meet with new hires as they become eligible for coverage. We offer continuing help with claims, billing and any other service issues that arise.
In addition to Group Health Insurance, we offer additional employee benefits including: Dental Insurance, Life Insurance, Disability Insurance (both long-term and short-term), Vision Insurance, Accident Plans, Cancer Coverage, Critical Illness and 401k plans.
Please give us a call and let us put our 28 years of experience to work for you.